Here's my version of "By the Sea" pg 46 of CardMaker July 2010 issue.
I embossed the left side of a turquoise rectangle with Cuttlebug's embossing folder called "traffic jam". I took an emery nail file and lightly sanded the ridges and then glued that piece to the card base. Next I made three different cuts with "Labels Two" Nestabilities from Spellbinders. Two were on the green and turquoise cardstock pieces and the last was the smallest size which I used on the seashell picture. Before adhering the label pieces I cut two pieces of matching ribbons and tied them around the card's front piece, tied a knot and trimmed the ends.